We currently offer CLASSIC & SELECT Checking Accounts for our members. They have unique features but both offer:
- NO monthly service charge
- Unlimited check writing
- Direct deposit and/or payroll deduction
- ACH and automatic payments
- Monthly statements
- VISA debit cards
- FREE 24/7 access to SELECT 24 audio response system
- FREE 24/7 access to online banking
- FREE check imaging thru online banking (view your cleared checks and get copies)
- FREE Mobile banking
- FREE Text alerts
- FREE Online Bill Pay
- Overdraft Advance
CLASSIC Checking Accounts are non-dividend bearing and require NO minimum monthly balance with a $25.00 Opening deposit. All features listed above are included with the Classic Checking.
Fresh Start Checking
SELECT Checking Accounts are dividend-bearing, require a $300 minimum balance and opening deposit, and receive free basic checks.
Accounts assist members and/or potential members with the opportunity to re-establish a checking account relationship. Minimum to open is $25.00, account subject to a monthly service charge of $10.00. Other restrictions apply.
Overdraft Advance is a program that allows members to enter into an OVERDRAFT situation up to $300 (including fee) without having their non-sufficient items returned. The benefits are as follows:
- Allows extra cash for unexpected emergencies
- Allows cushion in case of mistakes on balancing account
- Avoids embarrassment of a returned item
- Only charged an overdraft fee if used
- Saves money by eliminating merchant penalty fees
- Available on checks written or cashed at a teller window
- Available on ACH items
- Overdraft Advance is not a loan but a safeguard and maybe revoked by the Credit Union at anytime.
Translate this page: