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Apply For a Loan

We offer a wide variety of loan programs to meet most family budgets. With flexible rates and terms, you’re sure to find a plan that will work for you and/or your family. Contact a loan officer today to see what loan rates you qualify for.

Loan Rates...

Effective March 1, 2017

New Vehicle/Motorcycle Loans (model year 2016-2017) - featuring competitive rates and terms. Get a pre-approved loan prior to shopping to give yourself the sales advantage.
Rates as low as 2.25% annual percentage rate

Used Vehicles/Motorcycles (2015 and Older)
Rates as low as 2.75% annual percentage rate

Title Loans- consolidate other small loan accounts with a Title Loan.  A title loan allows you to borrow against your clear vehicle title up to 100% of NADA loan value.
Term:12-36 months

Recreational Vehicle Loans – low interest rates and terms for boats/watercraft vehicles, RVs, ATVs and travel trailers. Longer terms allow you to finance your recreational vehicle and enjoy it without hurting your monthly budget.
Rates as low as 6.99% annual percentage rate

Signature Loan- a great way to borrow money you need now at low fixed rate.
Rates as low as 9.00% annual percentage rate, Term: 12-36 months

Line of Credit Loans - unsecured loans backed by your signature can be used for vacations, home improvements or whatever you need.
Rates as low as 9.00% annual percentage rate

Savings and Share Secured Loans – let your money work for YOU! Use the money you have on deposit in your share certificates to secure a loan and pay only 3% above the dividend rate you are earning. You may also choose to use your regular savings as security for a loan but those rates are subject to change. Funds in your checking and IRA accounts cannot be used as security for this type of loan.
Rates as low as 3.00% annual percentage rate

SELECT CASH NOW - Our Payday Alternative Loan designed to help with life's unexpected emergencies i.e. car repairs, home repairs, or payoff other high rate finance companies.  *Must be a member for a minimum of 60 days, one year with current employer, other loan restrictions apply, contact Loan Department for complete details.  
Terms: 6-12 months, Loan Amounts: $200-$1500, Application fee: $20 (non-refundable), Rate: 18%(flat rate)

Credit Life and Disability Insurance - See loan department for more information.

Guaranteed Asset Protection (GAP) - if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, your auto insurance will cover the replacement value only. You will remain liable for payment of the difference between the insurance settlement and your loan balance. This difference could easily amount to thousands of dollars. Purchasing GAP for just a few dollars a month will protect you against this kind of unexpected expense. If you have GAP, the difference between your loan balance and the insurance settlement could potentially be paid in full! Your premiums for GAP can be included in your monthly loan payments.

Extended Warranty - you can purchase a competitively priced extended warranty for your new or used vehicle that goes beyond the manufacturer’s warranty when you finance your car loan with the credit union. Your coverage and deductible amount depends on the plan you choose. Financing is available along with the cost of your car.

Apply For a Loan

The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of actual loan repayments if available at the terms entered, from a financial institution. This is being provided for you to plan your next loan application. To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button. Clicking the Reset button will clear entered values.


Loan Amount
Loan Length in Months
Interest Rate
Monthly Payment Calculated
Enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

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Federally insured by the NCUA


Select Federal Credit Union
1914 N Interstate 35
San Antonio, TX 78208

(210) 223-6561 - Voice
(888) 304-5309 - Toll Free Voice

(210) 223-1674 - SELECT24 Audio Teller

(800) 845-3780 - Toll Free Audio Teller

(210) 227-8125 - FAX
(888) 304-5298 - Toll Free FAX

Routing number: 314088666

Equal Housing Opportunity lender